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COHORT 01 · KHARADI, PUNE4 OF 36 UNITS UNCLAIMED

An income that doesn't depend on your time.

You become the registered owner of a studio apartment in a premium, amenity-led Pune building, from ₹30 lakh. Union Living leases and runs it end to end and credits a predictable sum to your account on the 5th of every month.

View Cohort 01 unitsRead the investment memo
8.1–8.6%INDICATIVE YIELD
₹30–50LTICKET RANGE
36 moLEASE TERM
RILDOPERATED BY UNION LIVING
AUGUST PAYOUT · STUDIO 412₹29,750Credited 5 Aug 2026 · HDFC ••4412
ON TIME · 14TH MONTH22 payouts remaining
OWNERSHIP & SAFEGUARDS
Registered sale deed in your nameRERA-registered inventoryConsideration routed through escrowQuarterly audited statements
01 · LIVE OPPORTUNITIES

Three studios open this quarter

Each unit is a whole apartment with its own registered deed, a signed operator lease and a disclosed payout schedule — all published before you commit a rupee.

All opportunities →

No published units yet — add and publish opportunities from the CMS.

02 · HOW IT WORKS

Four steps. Then it runs without you.

1Review the unitTicket size, contracted yield, lease term and title documents are published on the unit page before you enquire.
2Reserve & verifyComplete KYC online and block the unit with a refundable deposit held in escrow, not with us.
3Register in your nameSale deed executed and registered to you, with the Union Living lease attached to the title.
4Get paid on the 5thA fixed amount is credited on the 5th of every month. Tenanting, upkeep and vacancy stay with the operator.
03 · WHAT YOU EARN

₹42.5 lakh once. ₹29,750 a month for the next thirty-six.

The payout is written into the operator lease, not projected from market rent. That is why it can be quoted to you as a number rather than a hope — and why the arithmetic below is worth reading in full.

Open the yield calculator
STUDIO 412 · KHARADI8.4% ON CURRENT LEASE
Purchase consideration₹42,50,000
Monthly payout₹29,750
Payouts over the 36-month lease₹10,71,000
Hours of your time per yearZero
Illustrative, for one live unit. Stamp duty, registration and GST where applicable are itemised on the unit page and are not included above.
04 · WHERE IT SITS

Between your fixed deposit and your equity book

Most people already hold something safe and something volatile. This is the middle: a hard asset in your name, paying a contracted monthly amount.

BANK FD
DEBT FUND
LISTED REIT
RILD STUDIO
Indicative yield
6.5–7.0%
7.0–8.0%
6.0–7.5%
8.1–8.6%
Payout rhythm
On maturity
On redemption
Quarterly
Monthly, on the 5th
What you hold
A receipt
Fund units
Listed units
A registered deed
Liquidity
High
High
Daily
Resale, 4–8 weeks

Comparison yields are indicative market ranges as of August 2026 and are shown for context only. A studio is materially less liquid than any of the three alternatives — that illiquidity is the trade you are making for the higher contracted payout.

Union Living common area
05 · THE OPERATOR

Union Living runs the building. You own the asset.

Every RILD studio sits inside a professionally operated Union Living property — furnished, tenanted and maintained by their team under a long-term lease with you as the registered owner. Concierge desk, housekeeping, gym, co-working floor and 24×7 security are run as standard, which is what keeps a studio occupied at a premium rather than merely occupied. RILD is a Union Living initiative, so the operator answers to the same people who sold you the unit.

36 moMinimum lease commitment
100%Tenanting & upkeep on operator
5thPayout date, every month
QuarterlyAudited owner statements
Visit Union Living ↗
06 · WHY NOW

Cohort 01 is the only one priced at pre-launch inventory

Waiting is not neutral. Three things are moving at once, and none of them move in the investor's favour.

4 units left in Cohort 01 · closes 30 Sep
₹8,400
Kharadi rates moved per sq ft last yearCohort 01 is priced against the developer's pre-launch schedule. Cohort 02 will be priced against the market.
36 mo
The lease clock starts at registration, not at enquiryEvery quarter spent deliberating is a quarter of payouts that simply does not happen.
6.6%
What the money is earning while it waitsA deposit at 6.6% against inflation near 5% is a rounding error dressed up as caution.
07 · QUESTIONS

The things every investor asks first

Do I actually own the apartment?Yes. A registered sale deed in your name for a whole unit — not a share, a fraction or a token.
What happens if the studio sits vacant?Your payout is set by the operator lease, not by occupancy, so vacancy is Union Living's problem for the full 36 months.
What if the operator defaults?You still hold the title. The lease can be terminated and the unit re-let or sold — the asset does not sit on the operator's balance sheet.
Can I exit before 36 months?You can resell at any time. RILD lists the unit to other investors and the lease transfers with it; expect four to eight weeks.
How is the payout taxed?As rental income, with the standard 30% deduction and any home-loan interest set-off available. Your CA will recognise the treatment.
What does it cost above the ticket?Stamp duty, registration, GST where applicable and a one-time RILD facilitation fee — itemised in writing before any payment.

Begin with a single studio. Let the rest arrive on its own.

Request access to see full title documents, the operator lease and the payout schedule for every live unit.

Request accessSpeak to the founding team
RILDA digital real estate investment platform for people who want property income without property work.A UNION LIVING INITIATIVE
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LEGALRisk disclosureTermsPrivacy
© 2026 RILD, a Union Living initiative. Real estate carries risk, including illiquidity and operator credit risk. Payouts are contracted with the operator and are not guaranteed or underwritten by RILD. Unit names, yields and payout figures shown on this page are illustrative placeholders pending live inventory.Pune, Maharashtra